Special Report

The Regulatory Existentialism

Navigating the NSW Payroll Tax Crisis

A 5.45% retrospective tax bill threatens the independent contractor model. Is your brokerage structure compliant?

The Cost of Insolvency

Projected impact of 5.45% payroll tax on margins.

*Figures are illustrative estimates based on typical industry commission splits and OpEx.

The "Control" Paradox

Brokers are caught between Federal law (NCCP) requiring supervision, and State revenue teams interpreting that same supervision as "employment."

Compliance Manuals

Required by NCCP

Mandatory Software

Required for Trail

Training & Education

Required for Competency

Strategic Defenses

Exemptions identified in the Loan Market Group ruling.

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Two-Person Rule

Engage 2+ people to perform the work.

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Offshore Teams

Use of external processing units.

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90-Day Rule

Services provided < 90 days/year.

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Business Services

Services to public, not just aggregator.

(Tap cards for details)

Don't Wait for the Audit Letter.

Transitioning to a "business structure"—incorporating, employing staff, and diversifying—is no longer just a growth strategy. It is a tax survival strategy.

✓ Review "Relevant Contract" status
✓ Explore the "Two-Person" exemption